Understanding TubeOnAI’s Credit Billing System
A Fairer, Smarter Way to Pay for AI
TubeOnAI began with minute-based billing, which worked well for YouTube videos — our original focus. However, as we expanded to support more content types such as documents, PDFs, audio, and presentations, the minute-based approach became inconsistent and often inaccurate for non-video formats.
To solve this, TubeOnAI now uses a credit-based billing system that charges you only for the actual AI work performed — not by video length or file size. It’s transparent, flexible, and fair.
Why Switch to Credits?
The Problem with Minute-Based Billing
- ❌ Same cost for both simple and complex content
- ❌ No control over AI model quality or speed
- ❌ Charged for video duration instead of actual AI usage
- ❌ Only accurate for video-based tasks
The Credit-Based Solution
- ✅ Pay only for real AI usage
- ✅ Choose your AI model to balance cost and quality
- ✅ See the estimated cost upfront before confirming
- ✅ Works seamlessly for videos, documents, audio, and articles
- ✅ Automatic refunds for failed or incomplete tasks
How Credits Work
- 1 credit = $0.001 (one-tenth of a cent)
- 1,000 credits = $1.00
Credits depend on:
- AI tokens used (input + output)
- Model selected (basic or premium)
- Content length and complexity
- Language and speech speed (for audio/video)
You’ll always see an estimated cost before processing begins.
What 1,000 Credits Can Get You ($1)
🎥 Video & Audio
Type | Length | Avg. Credits | You Can Process |
|---|---|---|---|
YouTube / Podcast | 1 hour | 9 | ~111 videos |
YouTube / Podcast | 30 min | 5 | ~200 videos |
YouTube / Podcast | 15 min | 3 | ~333 videos |
📄 Documents
Type | Size | Avg. Credits | You Can Process |
|---|---|---|---|
PDF / Doc | 10 pages (~3,000 words) | 3 | ~333 docs |
PDF / Doc | 20 pages (~6,000 words) | 6 | ~166 docs |
Article | 1,200 words | 2 | ~500 articles |
Presentation | 20–30 slides | 2 | ~500 decks |
Spreadsheet | 500 rows | 2 | ~500 sheets |
🎧 Average Credits per Hour (Audio/Video)
Speech Type | Credits/Hour | Description |
|---|---|---|
Slow (~130 wpm) | 7–8 | Relaxed talk |
Average (~170 wpm) | 9–10 | Standard conversation |
Fast (~200 wpm) | 10–11 | Dense or technical content |
💻 Cost by AI Model
Model | Input Price | Output Price | 1-Hour Avg. Cost | Credits |
|---|---|---|---|---|
gpt-4o-mini | $0.15 / 1M | $0.60 / 1M | $0.0027 | 5 |
gpt-5-mini (default) | $0.25 / 1M | $2.00 / 1M | $0.0058 | 10 |
Gemini 2.5 Flash | $0.30 / 1M | $2.50 / 1M | $0.0071 | 12 |
Claude 4.5 Haiku | $1.00 / 1M | $5.00 / 1M | $0.0194 | 31 |
gpt-4o | $2.50 / 1M | $10.00 / 1M | $0.0452 | 73 |
Claude 4.5 Sonnet | $3.00 / 1M | $15.00 / 1M | $0.0581 | 93 |
All calculations are based on gpt-5-mini as the default model with verified accuracy from real credit data.
What Affects Credit Usage
- Content Length – Longer = more tokens
- Speech Speed – Faster = more words
- Language – Some languages use more tokens
- Summary Detail – Detailed = more credits
- Model Choice – Premium models cost more
Smart Tips to Save Credits
- 💡 Use gpt-4o-mini for short or simple content (up to 90% cheaper)
- 💡 Use premium models only when top-tier accuracy is essential
- 💡 Choose Brief summaries for concise insights
- 💡 Monitor your Credit Logs regularly
- 💡 Prefer YouTube sources — transcripts are free via API
Credit Balance Guide
Balance | Status | What to Do |
|---|---|---|
200+ | High | Normal usage |
50–200 | Normal | Monitor usage |
10–50 | Low | Top up soon |
<10 | Critical | Add credits now |
Credit Sources:
- Subscription (monthly/yearly)
- One-time top-ups
- Rollover (depending on plan)
- Bonus or promo credits
🚨 Automatic Credit Protection
You’ll never lose credits due to failed operations.
Examples:
- Video fails to download → Full refund
- Summary fails after transcription → Pay only for transcription
- API timeout → Full refund
Key Benefits at a Glance
- Transparent – Real-time usage and cost tracking
- Fair – Pay only for actual AI work
- Flexible – Choose your model and summary detail
- Insightful – Dashboard shows trends and usage patterns
- Protected – Instant refunds for failed tasks
FAQs
Q: Will I pay more than before?
A: Most users pay less. Basic models save 20–40%, while premium ones offer higher quality for a small increase.
Q: How do I know the cost before running something?
A: You’ll always see an estimated credit cost before confirming.
Q: What if I run out of credits?
A: You’ll receive alerts — simply top up or upgrade anytime.
Q: Do credits expire?
A: Purchased credits never expire. Subscription credits roll over based on your plan.
Q: Hidden fees?
A: None — everything is shown upfront.
How Costs Are Calculated
Formula:
API Cost = (InputTokens/1M × InputPrice) + (OutputTokens/1M × OutputPrice)
Credits = API Cost × 1,000
Minimum = 1 credit per task
Average: 1.16 tokens ≈ 1 English word
Platform Comparison
Platform | Billing | Transparent | Refunds |
|---|---|---|---|
TubeOnAI | Pay-per-use | ✅ Yes | ✅ Auto |
ChatGPT Plus | $20/mo | ❌ No | ❌ No |
Claude Pro | $20/mo | ❌ No | ❌ No |
TubeOnAI Advantage: Pay only for what you use, with full visibility and zero risk.
Save More with Smart Usage
- Use lower-cost models for everyday work
- Avoid unnecessary regenerations
- Check weekly usage trends
- Enable low-credit alerts
💰 Goal: Save 20–30% monthly with smart model selection.
Why This System Works
🎯 Fair: Pay for real AI work — not estimates
💰 Save: Average user saves $15–25/month
🔍 Transparent: See exactly what you spend
⚡ Flexible: Choose between speed, quality, or balance
🛡️ Protected: Automatic refunds for failures
🌍 Universal: Works for videos, documents, audio, and web content
Need Help?
📚 Resources: Credit calculator, tutorials, and migration guide
💬 Support: Live chat (9 AM–6 PM EST), email, or community forum
🎁 Bonus: 200 free credits when switching from minute-based billing
The Bottom Line
TubeOnAI’s credit system gives you control, transparency, and savings.
✅ Choose your model
✅ Pay only for actual AI work
✅ Track usage in real time
✅ Works across all content types
✅ Enjoy instant refunds
Most users save money while gaining flexibility and precision.
Last updated: October 2025
Updated on: 27/10/2025
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