Articles on: Feature Updates & Announcements

Understanding TubeOnAI’s Credit Billing System

A Fairer, Smarter Way to Pay for AI

TubeOnAI began with minute-based billing, which worked well for YouTube videos — our original focus. However, as we expanded to support more content types such as documents, PDFs, audio, and presentations, the minute-based approach became inconsistent and often inaccurate for non-video formats.

To solve this, TubeOnAI now uses a credit-based billing system that charges you only for the actual AI work performed — not by video length or file size. It’s transparent, flexible, and fair.


Why Switch to Credits?

The Problem with Minute-Based Billing

  • ❌ Same cost for both simple and complex content
  • ❌ No control over AI model quality or speed
  • ❌ Charged for video duration instead of actual AI usage
  • ❌ Only accurate for video-based tasks

The Credit-Based Solution

  • ✅ Pay only for real AI usage
  • ✅ Choose your AI model to balance cost and quality
  • ✅ See the estimated cost upfront before confirming
  • ✅ Works seamlessly for videos, documents, audio, and articles
  • Automatic refunds for failed or incomplete tasks


How Credits Work

  • 1 credit = $0.001 (one-tenth of a cent)
  • 1,000 credits = $1.00

Credits depend on:

  • AI tokens used (input + output)
  • Model selected (basic or premium)
  • Content length and complexity
  • Language and speech speed (for audio/video)

You’ll always see an estimated cost before processing begins.


What 1,000 Credits Can Get You ($1)

🎥 Video & Audio

Type

Length

Avg. Credits

You Can Process

YouTube / Podcast

1 hour

9

~111 videos

YouTube / Podcast

30 min

5

~200 videos

YouTube / Podcast

15 min

3

~333 videos


📄 Documents

Type

Size

Avg. Credits

You Can Process

PDF / Doc

10 pages (~3,000 words)

3

~333 docs

PDF / Doc

20 pages (~6,000 words)

6

~166 docs

Article

1,200 words

2

~500 articles

Presentation

20–30 slides

2

~500 decks

Spreadsheet

500 rows

2

~500 sheets


🎧 Average Credits per Hour (Audio/Video)

Speech Type

Credits/Hour

Description

Slow (~130 wpm)

7–8

Relaxed talk

Average (~170 wpm)

9–10

Standard conversation

Fast (~200 wpm)

10–11

Dense or technical content


💻 Cost by AI Model

Model

Input Price

Output Price

1-Hour Avg. Cost

Credits

gpt-4o-mini

$0.15 / 1M

$0.60 / 1M

$0.0027

5

gpt-5-mini (default)

$0.25 / 1M

$2.00 / 1M

$0.0058

10

Gemini 2.5 Flash

$0.30 / 1M

$2.50 / 1M

$0.0071

12

Claude 4.5 Haiku

$1.00 / 1M

$5.00 / 1M

$0.0194

31

gpt-4o

$2.50 / 1M

$10.00 / 1M

$0.0452

73

Claude 4.5 Sonnet

$3.00 / 1M

$15.00 / 1M

$0.0581

93

All calculations are based on gpt-5-mini as the default model with verified accuracy from real credit data.


What Affects Credit Usage

  1. Content Length – Longer = more tokens
  2. Speech Speed – Faster = more words
  3. Language – Some languages use more tokens
  4. Summary Detail – Detailed = more credits
  5. Model Choice – Premium models cost more


Smart Tips to Save Credits

  • 💡 Use gpt-4o-mini for short or simple content (up to 90% cheaper)
  • 💡 Use premium models only when top-tier accuracy is essential
  • 💡 Choose Brief summaries for concise insights
  • 💡 Monitor your Credit Logs regularly
  • 💡 Prefer YouTube sources — transcripts are free via API


Credit Balance Guide

Balance

Status

What to Do

200+

High

Normal usage

50–200

Normal

Monitor usage

10–50

Low

Top up soon

<10

Critical

Add credits now

Credit Sources:

  • Subscription (monthly/yearly)
  • One-time top-ups
  • Rollover (depending on plan)
  • Bonus or promo credits


🚨 Automatic Credit Protection

You’ll never lose credits due to failed operations.

Examples:

  • Video fails to download → Full refund
  • Summary fails after transcription → Pay only for transcription
  • API timeout → Full refund


Key Benefits at a Glance

  1. Transparent – Real-time usage and cost tracking
  2. Fair – Pay only for actual AI work
  3. Flexible – Choose your model and summary detail
  4. Insightful – Dashboard shows trends and usage patterns
  5. Protected – Instant refunds for failed tasks


FAQs

Q: Will I pay more than before?

A: Most users pay less. Basic models save 20–40%, while premium ones offer higher quality for a small increase.

Q: How do I know the cost before running something?

A: You’ll always see an estimated credit cost before confirming.

Q: What if I run out of credits?

A: You’ll receive alerts — simply top up or upgrade anytime.

Q: Do credits expire?

A: Purchased credits never expire. Subscription credits roll over based on your plan.

Q: Hidden fees?

A: None — everything is shown upfront.


How Costs Are Calculated

Formula:

API Cost = (InputTokens/1M × InputPrice) + (OutputTokens/1M × OutputPrice)
Credits = API Cost × 1,000
Minimum = 1 credit per task

Average: 1.16 tokens ≈ 1 English word


Platform Comparison

Platform

Billing

Transparent

Refunds

TubeOnAI

Pay-per-use

✅ Yes

✅ Auto

ChatGPT Plus

$20/mo

❌ No

❌ No

Claude Pro

$20/mo

❌ No

❌ No

TubeOnAI Advantage: Pay only for what you use, with full visibility and zero risk.


Save More with Smart Usage

  • Use lower-cost models for everyday work
  • Avoid unnecessary regenerations
  • Check weekly usage trends
  • Enable low-credit alerts

💰 Goal: Save 20–30% monthly with smart model selection.


Why This System Works

🎯 Fair: Pay for real AI work — not estimates

💰 Save: Average user saves $15–25/month

🔍 Transparent: See exactly what you spend

Flexible: Choose between speed, quality, or balance

🛡️ Protected: Automatic refunds for failures

🌍 Universal: Works for videos, documents, audio, and web content


Need Help?

📚 Resources: Credit calculator, tutorials, and migration guide

💬 Support: Live chat (9 AM–6 PM EST), email, or community forum

🎁 Bonus: 200 free credits when switching from minute-based billing


The Bottom Line

TubeOnAI’s credit system gives you control, transparency, and savings.

✅ Choose your model

✅ Pay only for actual AI work

✅ Track usage in real time

✅ Works across all content types

✅ Enjoy instant refunds

Most users save money while gaining flexibility and precision.

Last updated: October 2025

Updated on: 27/10/2025

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